GUIDES SELLING GUIDE
SELLER GUIDE — 2026
Selling your home
in Mallorca
Price it from evidence, prepare the papers early, and know your tax before you sign. This is how a sale works in 2026.
THE SHORT ANSWER
A clear sale, step by step.
A sale in Mallorca runs: valuation, documents, marketing, a private contract with a deposit, then completion before a notary. With the papers in order, most of the time goes on finding the right buyer.
Prepare early: title deeds, a fresh Land Registry extract, the energy certificate, the habitation certificate (cédula) and a certificate that community fees are paid.
Tax falls on the gain, not the price. Non-resident sellers pay 19% capital gains tax, and the buyer holds back 3% of the price as an advance on it. Municipal plusvalía tax may also apply.
Prefer discretion? See how we sell privately, off-market.
THE PROCESS
Seven steps to completion
Valuation
A price set from recent sales and live and off-market evidence, not portal averages.
01
Documents
Deeds, Land Registry extract, cadastral reference, energy and habitation certificates, community and IBI receipts. Mismatches between the Registry and the Cadastre are the most common delay, so we check them first.
02
Presentation
Photography, film and floor plans. The energy rating must appear in every advert.
03
Marketing
Shown privately to qualified buyers first, or listed publicly if you choose.
04
Offer and private contract
Price and terms agreed, then the deposit contract (arras), usually 10% of the price.
05
Completion
Signed before a notary. Any mortgage is cancelled from the proceeds, the 3% retention is withheld if you are non-resident, and the balance is released to you.
06
After the sale
Non-resident sellers file the capital gains return (Modelo 210) and reclaim any part of the 3% retention that exceeds the tax due.
07
COSTS AND TAXES
What you pay when you sell
Agent commission
Freely agreed. The market range in Mallorca is commonly 3% to 6% of the price, plus 21% VAT.
3% – 6% + VAT
Capital gains tax (non-residents)
19% on the net gain: the sale price less the purchase price, purchase costs and documented improvements.
19% of the gain
Capital gains tax (residents)
Spain's savings scale, from 19% to 30% depending on the size of the gain.
19% – 30%
3% retention (non-residents)
The buyer withholds 3% of the price and pays it to the tax office as an advance on your tax. An advance, not an extra cost.
Advance on tax
Plusvalía municipal
Town hall tax on the increase in the land's value. Not due if you sell at a loss. For a non-resident seller, the buyer pays it on your behalf, usually from the price.
Set by the town hall
Certificates and lawyer
Energy and habitation certificates, the community certificate and your lawyer's fee.
Quote-based
Indicative 2026 figures. Your lawyer and tax adviser confirm the exact amounts before you sign.
DOCUMENTS
Your documents checklist
Title deeds and Land Registry extract
Your escritura and a recent nota simple, requested again shortly before completion.
Cadastral reference
To confirm the area and boundaries match the Land Registry.
Energy performance certificate
Required before marketing; the rating must appear in every advert.
Habitation certificate (cédula)
Proof the home is fit to live in, valid for ten years.
Community of owners' certificate
Confirms community fees are paid. Request it early.
IBI and rubbish tax receipts
The latest annual receipts.
Utility bills
Latest electricity and water bills, to transfer the contracts.
ID and NIE
Plus a power of attorney if you will not attend in person.
Mortgage balance certificate
If a mortgage is still registered on the property.
Tenancy contract
If the home is let.
QUESTIONS
Selling in Mallorca: your questions
How much tax do I pay when selling property in Mallorca?
Non-resident sellers pay 19% capital gains tax on the net gain. Spanish residents pay 19% to 30% on the savings scale. Municipal plusvalía tax may also apply, unless you sell at a loss.
What is the 3% retention when a non-resident sells?
The buyer withholds 3% of the price and pays it to the Spanish tax office on your account. You then file a capital gains return. If your tax comes to less than the 3%, you reclaim the difference.
How much do estate agents charge in Mallorca?
Commission is freely agreed. The market range is commonly 3% to 6% of the price, plus 21% VAT.
What documents do I need to sell a property in Mallorca?
Title deeds, a recent Land Registry extract, the cadastral reference, an energy performance certificate, a valid habitation certificate, the community of owners' certificate, recent IBI receipts and your ID and NIE.
How long does it take to sell a property in Mallorca?
It depends mostly on price and presentation. Once a buyer is found, contract to completion usually takes one to three months.
Can I sell my Mallorca home privately?
Yes. Off-market sales are common at the top of the market. Your home is shown only to qualified buyers, with no public listing.
Can I sell my Mallorca property from abroad?
Yes. Under a power of attorney, your lawyer can sign at the notary for you.
Who are the best estate agents to sell a luxury home in Mallorca?
Choose partners who take few mandates, price from real evidence, present to a high standard and reach international buyers. Abode Mallorca is a boutique brokerage at the St. Regis Mardavall, with buyer networks across Europe and the Gulf through Abode Property in Dubai.
ENQUIRE
Request a private valuation
Tell us about your home. A partner will reply within one working day.
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